Seasonal Budget Mastery
Master the art of adaptive financial planning through our comprehensive 14-week program. Learn to navigate seasonal income fluctuations, holiday expenses, and quarterly budget adjustments with confidence.
Core Learning Modules
Our curriculum adapts traditional financial planning to modern seasonal challenges. Each module builds practical skills through real-world applications and guided exercises.
Seasonal Income Mapping
Weeks 1-3 | 18 hours
Analyse your income patterns across different seasons. We explore how holidays, weather changes, and industry cycles affect cash flow. You'll create personalised income forecasts and identify potential gap periods.
Flexible Budget Architecture
Weeks 4-7 | 24 hours
Build budgets that bend without breaking. Learn to create spending categories that expand and contract based on seasonal needs. Master the balance between fixed commitments and variable expenses.
Holiday Finance Strategy
Weeks 8-10 | 18 hours
Navigate gift-giving seasons, family gatherings, and celebration expenses without derailing your financial goals. Create sustainable traditions that align with your values and budget capacity.
Quarterly Adjustment Protocols
Weeks 11-14 | 20 hours
Develop systematic approaches to budget reviews and corrections. Learn when to adjust targets versus when to modify behaviours. Create accountability systems that work with your lifestyle.
Learning Assessment

Rebecca Thornfield
MSc Financial Planning, CIPFA Member
"Assessment shouldn't feel like an exam. Our methods mirror real-life financial decisions, helping you build confidence through practice rather than memorisation."
Budget Simulation Projects
Work through realistic scenarios using anonymised case studies. Practice budget adjustments for unexpected seasonal expenses or income changes.
Peer Review Sessions
Share strategies with classmates during structured discussion sessions. Learn from diverse approaches to seasonal financial challenges.
Personal Portfolio Development
Create a comprehensive seasonal budget plan tailored to your circumstances. Receive individual feedback and refinement guidance.
Progress Check-ins
Regular one-on-one discussions with instructors to address specific challenges and celebrate milestones throughout the program.
Ready to Transform Your Financial Seasons?
Join professionals who've learned to thrive through financial ups and downs with strategic seasonal planning.
Our autumn cohort begins this September with evening sessions designed for working professionals. Limited to 24 participants for personalised attention.
Program begins: 15th September 2025
Early registration closes 1st August 2025